GEOGRAPHY OF BANKING IN GERMANY
Abstract
The banking system ofGermanyis among the oldest ones in the world. Its well-developed territorial structure which includes different types of banking institutions is characterized with a pronounced asymmetry. The institutional approach to the investigation of the national banking systems in the world is not adequate enough to describe all features of a banking system, particularly its interrelations with the spatial distribution of productive forces and the economic potential of the population within the area of operation of a banking institution. The banking system ofGermanyhas the so-called three-sector structure and each sector has its own clients, sets of banking services and assets. Their spatial distribution is therefore governed by different factors which should be analyzed in order to forecast and plan the strategic development of the banking system inGermanyand find the economic niches for foreign banks eager to expand their activities inGermany. Spatial distribution of credit and financial institutions ofGermanyin terms of their legal forms, size and numbers was analyzed. Parameters of the interrelation of the banking institutions and the social-economic situation in their standorts were calculated and interpreted.
References
1. Андрюшин С.А. Банковская система Германии // Банковские системы: Учебное пособие. М.: Альфа-М, Инфра-М, 2011. С. 119–151. Andryushin S.A. Bankovskaya sistema Germanii [The banking system of Germany] // Bankovskie sistemy: Uchebnoe posobie, Moscow, Alfa-M, Infra-M, 2001, pp. 119–151 (in Russian).
2. Лузанов А.Н. Экономико-географический подход к изучению банковской деятельности // Российское предпринимательство. 2012. № 16 (214). С. 48–54. Lusanov A.N. Ekonomiko-geograficheskiy podkhod k izucheniyu bankovskoi deyatel’nosti [The economic-geographical approach to the study of banking], Rossiyskoye predprinimatelstvo, 2012, no 16 (214), pp. 48–54 (in Russian).
3. Национальные банковские системы: Учебник / Под общ. ред. В.И. Рыбина. М.: Инфра-М, 2011. 528 с. Natsional’nye bankovskie sistemy: Uchebnik [The national banking systems: Textbook] / Pod. red. V.I. Rybina, Moscow, Infra-M, 2011, 528 p. (in Russian).
4. Прусс Е.А. Современная территориальная структура банковской системы США: Автореф. канд. дисс. М., 2011. Pruss E.A. Sovremennaya territorial’naya struktura bankovskoi sistemy SeSheA [The up-to-date spatial structure of banking system in the USA]: Autoref. PhD thesis, Moscow, 2011.
5. Фомичев П.Ю. География мировой финансовой системы: Учебное пособие. М.: Изд-во Моск. ун-та, 2001. Fomichev P.Yu. Geografia mirovoi finansovoi sistemy: Uchebnoe posobie [Geography of the world banking system: Textbook], Izdatel’stvo Moskovskogo Universiteta, Moscow, 2001.
6. Bahr J. Die Banken im Dritten Reich — was wir heute daruber wissen und wie sich der Umgang der Banken mit ihrer Geschichte verandert hat // Paper der Gastvortrage des Instituts fur bankhistorische Forschung an der Frankfurt School of Finance and Management. Frankfurt/Main: Campus Verlag, 2011.
7. Deutsche Bundesbank // Bankstellenbericht 2012. Bankstellenstatistik. Frankfurt am Main, 30.08.2013. URL: http://www.bundesbank.de/Redaktion/DE/Downloads/Aufgaben/Bankenaufsicht/Dokumentationen/bankstellenbericht_2012.pdf?__blob=publicationFile (дата обращения: 05.07.2015).
8. Deutsche Bundesbank // Bankstellenbericht 2012. Entwicklung des Bankstellennetzes im Jahr 2012. Frankfurt am Main. URL: https://www.bundesbank.de/Redaktion/DE/ Downloads/Aufgaben/Bankenaufsicht/Dokumentationen/ bankstellenstatistik_2012.pdf?__blob=publicationFile (дата обращения: 05.07.2015).
9. Deutsche Sparkassen und Giroverband // Sparkassenrangliste 2013. 28.03.2014. URL: http://www.dsgv.de/_download_ gallery/statistik/Sparkassenrangliste_2013.pdf (дата обращения: 04.02.2015).
10. Financial Career. Liste der Privatbanken Deutschlands, 2012. URL: http://www.financial-career.de/liste_privatbanken. php (дата обращения: 05.07.2015).
11. Financial Stability Board. 2013 update of group of global systematically important banks (G-SIBs). 11 November 2013. URL: http://www.financialstabilityboard.org/wp-content/ uploads/r_131111.pdf (дата обращения 05.07.2015).
12. Fischer K.-H. Banken und unvollkommener Wettbewerb. Empirische Beitrage zu einer Industrieokonomiе der Finanzmarkte. Wiesbaden: Deutscher Universitatsverlag, 2006. 196 S.
13. Gartner S. Sparkassen als Akteure der regionalen Strukturpolitik. Sind sie in strukturschwachen Regionen hinreichend erfolgreich? // Zeitschrift fur Wirtschaftsgeographie. 2009. N 1–2. S. 14–27.
14. Gerke W., Steiner M. (Hrsg.) Handworterbuch des Bankund Finanzwesens. Stuttgart: Schaffer-Poeschel, 2001. 2243 S.
15. International standard industrial classification of all economic activities: Revision 4. New York, 2008.
16. Sparkassenverband von Baden-Wurttemberg. Alle BadenWurttembergische Sparkassen. URL: http://www.sv-bw.de/sparkassen_bw/allebwsparkassen/index.htm (дата обращения: 05.07.2015).
17. Stappel M. 125 Jahre DZ BANK — zur Geschichte der Verbundidee. URL: http://www.giz.bvr.de/giz/giz2006.nsf/394F236137FEC026C12577AF003340E4/$FILE/125JahreDZBANK_GeschichteDerVerbundidee.pdf (дата обращения: 05.07.2015).
Review
For citations:
Shustov E.A. GEOGRAPHY OF BANKING IN GERMANY. Vestnik Moskovskogo universiteta. Seriya 5, Geografiya. 2015;(3):79-85. (In Russ.)
Views:
800
Email this article 
